With 2 billion can invest in condominium in the center is the project more suitable housing in the outskirts by the advantage that stable cash flow, liquidity, according to experts.
My family small business retailers should be forced to rent the ground 15 million a month. Current monthly income is just enough to pay rent and living expenses of the whole family, not any.
My wife and I have savings of 2.5 billion. I intended to 500 million savings monthly preventive sick. Also 2 billion to buy real estate to lease grab the cash flows are monthly. I look forward cash flow can at least 7 million a month (the rate of profit is about 4.2%) should be distributed so buy condominium in district 12 or investment in housing area nearby as Of An.
Expect expert counseling, with 2 billion, should I choose which potential and safer. I thank you!
Readers Thanh Trung
Expert advice:
You are wondering to two schemes: buy condominium in district 12 or investment in housing area nearby as Of An amount of two billion. Suppose income and cost of living consumer of the family does not change, your goal is to have a channel of investment real estate to at least 4% a year (equivalent to the rate for rental from 7 million a month).
With the investment condominium in district 12, I think this is the right choice desire to create cash flows are monthly of your family. By the condo is segment of real estate near as generate cash flow and have the highest performance (4-6% a year) out of the estate population. With financial about two billion, you have many options of apartments transfer in district 12, an area of about 45-60 m2, depending on the time of handing over. $ 7 million a month is also the popular rental for apartments in the price range this.
However, investing residential apartment in district 12, you need to determine the pace of price increases which had began to slow down and almost saturated with the project too old (handing over 8 years). Therefore, in the long term, holding general sale almost just giving monthly cash flow rather than beneficial in the growth of property value.
With the court Monday, the investment in housing will have the potential to increase higher prices condominium reviews of long-term, especially in suburban areas have the motivation for economic growth as strong as planning, infrastructure, traffic, big projects... Here is the important conditions to help increase the value of the home ground of you.
I value real estate area Of Security is still likely to grow in value in the future due to the convenient location near ho chi minh CITY. Supply in this area will meet the criteria of demand in real welcome the trend shift in population from the center as well as waiting for the recovery of growth in the economy of the pacific – capital industrial zone in the South.
However, in terms of ability to generate cash flows, the city is very difficult to overcome apartment. By performance leasing average below 2.5% a year. In addition, the price of the land area Of Security, is now in the quite high so with financial 2 billion, the find is a home land italy much more difficult than the selection of apartments in district 12.
Therefore, with the goal of having cash flow regularly 7 million a month from real estate price two billion, you can prioritize investment schemes in general residential district 12, with the strength on the stability of cash flow and liquidity. Note that you should choose the apartment has pink book transparent legal to limit the risk in the portfolio, and select the project has its convenient location, the amenities, full help attract tenants and optimize returns.
Mr. Truong Hoang Dat
The office of Real estate, joint stock company, Investment advisory and asset Management FIDT
Source: vnexpress.net